Not all mail can be forwarded – Cancelling newspapers and having your mail forwarded is a top to-do for those traveling for extended periods, but it’s important to note that some mail is marked “do not forward”. Be sure to arrange directly with your financial institution to send mail to your winter address. Because tax and legal documents are also often not able to be forwarded, arrange with a trusted friend, neighbour or relative to check your mail every week.

Review your house insurance policy – Some house insurance policies require a responsible adult to check into your home regularly if you are away for extended periods. If you are relying on a friend or family member to inspect your home, ask that they document their visits to help in the event of an insurance claim.

Leaving a vehicle in Canada? Many snowbirds opt to change their car insurance coverage to only fire and theft, but if your vehicle is financed or leased, you may be required to keep it fully insured at all times. Review your lease agreement and/or your financing terms before downgrading your auto insurance.

Plan for a medical emergency – Familiarize yourself and share with your traveling companions the location, contact information and hours of clinics, hospitals, dentists, pharmacies and other medical professionals near your vacation destination. Having this information prepared and readily accessible could make all the difference in the event of a medical emergency.

Speak to an insurance professional who is well versed in travel insurance options – No two people are alike and no two vacation plans are alike either! Be sure to have a thorough conversation with a travel insurance professional to ensure all aspects of your trip are covered.